Wednesday, November 5, 2008

Money and Travelling


Which credit cards do you have to take with me?

Take your major credit cards such as Visa, Master Card and American Express.

Make sure you are really credit cards and debit cards not only with a credit card company's logo on them. Many sites require a credit card and will not accept a debit card, so that may have limited use in their journey.

Leave all your local store credit cards in a secure location in the home, there will be no need to take with you.

Why should I contact my credit card companies before you go?

Want to notify of his trip. They can delay if they are not aware that you are traveling. The unfamiliar spending patterns might cause suspicion that the card is being used fraudulently and delay its approval.

They will be able to explain many of the services we can provide while you are on your trip.

How can my credit card company will help prepare me for my trip?

You may have to pay bills that come due at that time are gone.

They will be aware that he makes charges in another country.

They may give you an idea of how to accept your credit card is there.

They can verify acceptance in certain locations abroad.

It will be shown if your PIN number working in the countries they visit. They can also issue another PIN number if your current PIN is unacceptable for foreign banks in the system.

They can explain cash advance, ATM, purchase by foreigners and foreign exchange rate policies and rates.

They can explain the services they offer, such as extra insurance for your car rental, luggage or shopping. Make sure the coverage extends outside the United States and will be valid in all countries where it travels. Also, be sure to take note of any other exceptions.

They may need to give another phone number to call if you need to reach them. The 800 number listed on the back of your card may not work from foreign locations.

You can find out if they charge a fee for currency conversion, so you can find the cheapest card on which to place their foreign purchases.

Should I use my ATM card while traveling?

Yes, you will have access to cash during your trip so you do not have to take as much cash with you and use your ATM card can also be a good way to get cash in countries foreigners.

The ATM will issue money in local currency.

You must change at the bank's largest exchange rate. You may still want to shop around to different banks since some will charge a high rate of use of their ATMs. Although, even ATM fees high may be less than the other charges for currency exchanges.

Do not wait until you're out of money to go to an ATM, the machines can function without money or break.

What should I know about using travelers checks?

If a particular brand of travelers checks are accepted at the country you are visiting.

How they are widely accepted in the countries you will visit.

The fees for the purchase and use of checks of travelers.

The company of travelers check the loss, replacement and refund policies.

How can I protect my control, while passengers who travel?

Take the same precautions you to protect your cash. Be sure to learn and follow the necessary procedures if you lose your travelers checks. You'll also need to make copies of their checks on travelers before you go and bring one of them the following information.

The numbers of checks of travelers.

The designation of travelers checks.

The date and place of purchase.

The telephone number to call to report them missing.

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